Perspective Matters in Agriculture.
Farmers Don't Need More Complicated Answers.
They Need Someone Who Understands the Problem.
Perspective Matters in Agriculture.
Farmers Don't Need More Complicated Answers.
They Need Someone Who Understands the Problem.
Meet Scott.
Perspective matters in agriculture. Especially when it comes to protecting what you've worked hard to build.
With more than 30 years of hands-on experience in production agriculture, Scott brings more than insurance knowledge to the conversation. He brings the perspective of a fellow producer.
Scott grows corn, soybeans, and wheat and raises cattle and hogs. He understands the daily demands of running a diversified operation, the financial commitments behind every decision, and the uncertainty that comes with making a living in agriculture. These aren't challenges he simply hears about from clients. They're realities he navigates in his own operation.
That firsthand experience shapes his approach to insurance and risk management.
Scott believes producers deserve to understand their options, not just be presented with another policy. His goal is to help fellow farmers and ranchers better understand the risks they face, explore available coverage options, and make informed decisions based on the needs of their individual operations.
It starts with a conversation:
- What does your operation look like today?
- What has changed as your operation has grown?
- Where are you most exposed to risk?
- What options are available to help manage those risks?
- What are your goals for the future?
Because effective risk management about understanding what's at stake and helping you make informed decisions to protect what you've worked hard to build.
A Practical Approach to Farm Insurance
01
Understand the Operation
Scott begins by learning about your crops, livestock, and the challenges you face. His own farming experience helps him understand the daily demands of your operation and what matters most to you.
02
Identify the
Risks
Every farm faces its own set of risks. Scott works with you to identify potential exposures, taking into account how you operate, what has changed, and your concerns for the future.
03
Explain the
Options
Scott explains your insurance options in clear, practical terms. He walks you through how each option may address your risks, helping you understand the coverage and how it fits your operation.
04
Guide the
Decision
With a clear understanding of your risks and available options, Scott answers your questions and provides practical guidance so you can make informed decisions that fit your operation.
01
Understand the Operation
Scott begins by learning about your crops, livestock, and the challenges you face. His own farming experience helps him understand the daily demands of your operation and what matters most to you.
02
Identify the
Risks
Every farm faces its own set of risks. Scott works with you to identify potential exposures, taking into account how you operate, what has changed, and your concerns for the future.
03
Explain the
Options
Scott explains your insurance options in clear, practical terms. He walks you through how each option may address your risks, helping you understand the coverage and how it fits your operation.
04
Guide the
Decision
With a clear understanding of your risks and available options, Scott answers your questions and provides practical guidance so you can make informed decisions that fit your operation.
Added acreage?
Purchased equipment?
Added livestock?
Built or expanded a facility?
Added another enterprise?
Changed the way you operate?
Expanded the business?
Added acreage?
Purchased equipment?
Added livestock?
Built or expanded a facility?
Added another enterprise?
Changed the way you operate?
Expanded the business?
Added acreage?
Purchased equipment?
Added livestock?
Built or expanded a facility?
Added another enterprise?
Changed the way you operate?
Expanded the business?
Your Operation Has Changed. Has Your Risk Management Kept Up?
Changes in an operation can create new questions. Scott can help you take a fresh look at the risks
and understand your options.
Added acreage?
Purchased equipment?
Added livestock?
Built or expanded a facility?
Added another enterprise?
Changed the way you operate?
Expanded the business?
Added acreage?
Purchased equipment?
Added livestock?
Built or expanded a facility?
Added another enterprise?
Changed the way you operate?
Expanded the business?
Your Operation Has Changed. Has Your Risk Management Kept Up?
Changes in an operation can create new questions. Scott can help you take a fresh look at the risks
and understand your options.
Coverage for the Way You Farm.
Every operation has its own risks. Scott brings firsthand farming experience to conversations
about protecting your crops, livestock, property and livelihood.
Crop Insurance
Explore coverage options for your crop operation, with guidance informed by the demands of planting, growing and harvest.
Livestock Risk
Protection
Explore protection against declining livestock market prices, with guidance on coverage options and timing for your operation.
Farm & Commercial Property
Review insurance for the equipment, buildings and property that keep your farm or agricultural business running.
Crop Insurance
Explore coverage options for your crop operation, with guidance informed by the demands of planting, growing and harvest.
Livestock Risk
Protection
Explore protection against declining livestock market prices, with guidance on coverage options and timing for your operation.
Farm & Commercial Property
Review insurance for the equipment, buildings and property that keep your farm or agricultural business running.
Confinement & CAFO Operations
Review the distinct property and liability exposures associated with livestock facilities and confinement operations.
Liability
Identify liability exposures tied to your property, daily work and business activities, and discuss options for additional protection.
Let’s Talk About Your Operation.
Tell Scott what you raise, what’s changed and what you want to protect. He’ll help you consider the next step.
Confinement & CAFO Operations
Review the distinct property and liability exposures associated with livestock facilities and confinement operations.
Liability
Identify liability exposures tied to your property, daily work and business activities, and discuss options for additional protection.
Let’s Talk About Your Operation.
Tell Scott what you raise, what’s changed and what you want to protect. He’ll help you consider the next step.
Frequently Asked Questions
What happens when my operation grows?
Growth can change more than the number of acres you farm. New locations, larger equipment and additional storage can all affect your insurance needs. Scott can review those changes with you and discuss whether your current coverage still fits.
What should I be thinking about when I add acreage?
Consider where the ground is located, what you plan to grow and whether it is owned or rented. Share those details with Scott early so changes to your insurance needs and any applicable reporting requirements can be reviewed.
What risks change as my operation expands?
As acreage and production increase, you may have more invested in inputs, machinery and stored grain. A review should consider that investment, the locations involved and how a significant loss could affect the rest of your operation.
What should livestock producers be thinking about?
Start with the type, number and value of your animals, along with where they are kept. Buildings, handling equipment and transportation also deserve attention. Scott can help you review coverage limits, covered losses and exclusions.
What changes when I add another livestock enterprise?
A new livestock enterprise may bring different facilities, equipment, ownership arrangements and daily responsibilities. Discuss your plans with Scott before bringing animals into the operation so the new enterprise can be considered alongside your existing coverage.
What should I consider when building or expanding a facility?
Discuss the project before construction begins. The building’s use, estimated replacement cost and equipment inside can all affect your needs. Review protection during construction as well as the coverage needed once the facility is in service.
Where do producers commonly overlook risk?
Risks can arise from everyday activities, including visitors on the farm, equipment on public roads and work performed for others. Tell Scott how your operation functions so he can help you review liability limits and activities that may require additional coverage.
When should I review my coverage?
Review your coverage at least once a year and whenever you make a significant change. Added acreage, equipment purchases, construction, livestock changes or a new business activity are all good reasons to contact Scott before your next renewal.
What happens when I purchase equipment?
Contact Scott when you plan to buy equipment. Share its description, value, intended use and any financing details so he can review how it should be insured and explain any reporting requirements under your policy.
What happens when I add another operation?
A second operation can introduce different locations, owners, employees and business activities. Scott can review how the operations relate to one another and whether your existing policies, ownership details and liability limits need to change.
What happens when my operation grows?
Growth can change more than the number of acres you farm. New locations, larger equipment and additional storage can all affect your insurance needs. Scott can review those changes with you and discuss whether your current coverage still fits.
What should I be thinking about when I add acreage?
Consider where the ground is located, what you plan to grow and whether it is owned or rented. Share those details with Scott early so changes to your insurance needs and any applicable reporting requirements can be reviewed.
What risks change as my operation expands?
As acreage and production increase, you may have more invested in inputs, machinery and stored grain. A review should consider that investment, the locations involved and how a significant loss could affect the rest of your operation.
What should livestock producers be thinking about?
Start with the type, number and value of your animals, along with where they are kept. Buildings, handling equipment and transportation also deserve attention. Scott can help you review coverage limits, covered losses and exclusions.
What changes when I add another livestock enterprise?
A new livestock enterprise may bring different facilities, equipment, ownership arrangements and daily responsibilities. Discuss your plans with Scott before bringing animals into the operation so the new enterprise can be considered alongside your existing coverage.
What should I consider when building or expanding a facility?
Discuss the project before construction begins. The building’s use, estimated replacement cost and equipment inside can all affect your needs. Review protection during construction as well as the coverage needed once the facility is in service.
Where do producers commonly overlook risk?
Risks can arise from everyday activities, including visitors on the farm, equipment on public roads and work performed for others. Tell Scott how your operation functions so he can help you review liability limits and activities that may require additional coverage.
When should I review my coverage?
Review your coverage at least once a year and whenever you make a significant change. Added acreage, equipment purchases, construction, livestock changes or a new business activity are all good reasons to contact Scott before your next renewal.
What happens when I purchase equipment?
Contact Scott when you plan to buy equipment. Share its description, value, intended use and any financing details so he can review how it should be insured and explain any reporting requirements under your policy.
What happens when I add another operation?
A second operation can introduce different locations, owners, employees and business activities. Scott can review how the operations relate to one another and whether your existing policies, ownership details and liability limits need to change.
Let's start with your operation.
Every operation is different. If you're thinking about a change, have questions about your risks, or simply want another perspective, start with a conversation.
Let's start with
your operation.
Every operation is different. If you're thinking about a change, have questions about your risks, or simply want another perspective, start with a conversation.
